Securing the right finance — on the right terms — can be the difference between a business that grows on its own terms and one that is constrained by its capital structure. It is an area where relationships, preparation, and a thorough understanding of what lenders and investors actually require matter as much as the numbers themselves.

Harrison North has a long and established track record in raising finance for clients across a range of circumstances: growth funding, acquisition finance, working capital facilities, and the refinancing of existing arrangements where better terms are achievable. Our banking relationships have been built over many years, and they allow us to approach the right conversations with credibility and context that a client approaching a lender directly would rarely have.

More than arranging finance

We do not treat fund raising as a standalone transaction. The question of how a business is financed is inseparable from how it is structured, how it is taxed, and how it is positioned for the future. When we work with a client on a financing assignment, we do so with that broader picture in mind — ensuring that the facility secured today does not create complications for the plans they have tomorrow.

That means clients working with us on refinancing will typically find that the conversation extends naturally into related areas: the covenant structure of a new facility, the implications for existing shareholder arrangements, the interaction with any planned exit or acquisition, and the ongoing reporting obligations that come with external debt. Our role is to manage that complexity on our clients’ behalf, not simply to make an introduction.

Refinancing existing arrangements

Many businesses remain with their existing lenders long after better terms have become available elsewhere, often through inertia rather than preference. A refinancing review can yield material improvements — in pricing, in flexibility, or in the structure of the facility itself. We regularly act for clients in reviewing and renegotiating their existing arrangements, and the outcomes frequently justify the exercise many times over.

Contact us

If you are considering raising finance or reviewing an existing facility, we would be glad to discuss your situation. Initial conversations are without obligation.